Health Insurance



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Health Insurance
Complete Health Care Floater
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Synopsis:
The Complete Healthcare Insurance is comprehensive health insurance plan that reimburses medical expenses incurred in a hospital and also the out-patient charges and provides various value added services.

Highlight:

  • Upto 13 Relationships covered in Single policy.
  • Upto 141 Day Care procedures covered.
  • Dental Treatment in case of Accidents.
  • Value added Benefits like Wellness package,HELP, Dial a Doctor, NewsLetter, 24X7 customer service.
  • Variety Of Product Options available like Critical illness,Personal Accident,Sub limits Applicability.
Benefit:
Title Description
Pre-Existing Disease / Illness coverage After continuous coverage of 3 years
Waiting Period for New Policy One years for any illness except for accident
Co-Payment A person who avails the option ?Treatment in tiered network‘ and does not get treated in the tiered networks has to pay a Co pay of 10%.
Free Health Checkup health check-up coupon on every claim free renewal under Essential and Privilege Plans. And once every two claims free renewal under the Basic Plan.
Ambulance Expenses Actuals or 1% of SI, or Rs.1000/2000/3000
Non-Allopathic Treatments Covered, upto SI
Room Rent Limit No Sub limits
ICU Daily Rent Limit No Sub limits
Pre-Hospitalization Expenses 30 days
Post Hospitalization Expenses 60 days
Minimum Hospitalization Period 24 hours
Day Care Procedure Coverage 141 Day Care Procedures covered
Additional Cover for Critical Illness Yes (Optional)
Automatic Restoration of Sum Insured Available on payment of additional premium
New Born Baby Cover Up to Basic SI from 1st Day till expiry of Policy or the child is 91 days old whichever is earlier under Essential and Privilege plans
Daily Hospitalization Allowance Rs.200/500/1000 per day (Optional)
Donor Expenses Covered, Upto SI
Nursing Allowance Covered
No Claim Bonus 10% of SI, max.50%